Day 234: Scope of Permitted Activities

#QuickbiteCompliance day 234

🚦 Sanctions: What You CAN Do vs. What Needs a Pass (License)!  

Ever played a game where some moves are free, but others need special permission? Sanctions work the same way! Let’s break down:  

### ⚖️ The Rules  

1. ✅ Permitted Without License:  

  – Humanitarian Aid: Sending food, medicine, or vaccines to civilians .  

  – Personal Communications: Emails, texts, or calls (non-commercial) .  

  – Public Info: Sharing news, art, or academic research .  

2. 🛑 Requires a License:  

  – Selling Tools/Equipment: Even farming gear if it could be weaponized .  

  – Money Transfers: Sending funds to high-risk countries (e.g., for “charity” that’s fake) .  

  – Time-Limited Permits: E.g., Fuel shipments only allowed in winter for heating .  

### 🕵️ How Bad Guys Cheat  

– Fake Invoices: Label weapons as “farm tractors” to use permitted trade lanes .  

– Medicine Diversion: Ship real drugs to war zones, but sell them to terrorists .  

– Seasonal Scams: Use summer food-export licenses to smuggle tech parts in winter .  

> Example: A criminal shipped drones to Country X using a “weather research” permit. When winter ended, the license expired—but they kept shipping anyway 💸 .  

### 💡 Fixing the Gaps with Tech  

#InclusiveRegtech (like Mulai Console!) makes rules clear for everyone:  

– Open Source AML: Free tools to check sanctions lists (OFAC, UN, EU) in seconds .  

– AI Alerts: Spot license-expiry dates or fake trade patterns .  

👉 No more “oops, I didn’t know!”  

#Sanctions #FinancialCrime #InclusiveRegtech #OpenSourceAML #Compliance #100HariNulis  

Source: [ACAMS Glossary](https://www.acams.org/en/resources/aml-glossary-of-terms)  

(Comments? Share how YOU track permitted activities!)