03 — AML & Fraud Prevention
Fraud prevention, by design.
Fraud moves faster than policy. Systems should too. I help banks and fintechs build financial crime controls that are effective, proportionate and ready for real-time money.
01 — Expertise
Where I work.
Financial crime controls fail at the joins — between onboarding and monitoring, between fraud and AML teams, between policy and the system that is meant to enforce it.
01
AML/CFT programmes
Risk assessments, policies and operating models for anti-money laundering and counter-terrorist financing.
02
Transaction monitoring
Scenarios, thresholds and alert handling that keep pace with real-time payments without drowning analysts.
03
Fraud prevention
Account takeover, authorised push-payment scams and mule accounts — detected early, handled consistently.
04
Customer due diligence
KYC and KYB at onboarding and over the life of the relationship, proportionate to risk.
05
Sanctions & screening
Name and payment screening that is accurate, explainable and fast enough for instant rails.
06
RegTech selection
Choosing, procuring and tuning vendor tools — and knowing when to build instead.
02 — Frameworks
Standards the work is built on.
- FATF Recommendations
- The international standard for AML/CFT and the basis of most national regimes.
- Risk-based approach
- Effort spent where the risk is, documented so a regulator can follow the reasoning.
- Three lines of defence
- Clear ownership between the business, compliance and audit.
- Model governance
- Detection models that are validated, explainable and tuned against real outcomes, not just alert volumes.
03 — Advisory
Ways I help.
For banks, payment companies and fintechs — and for the investors and boards who oversee them.
Assess
An independent view of current controls against your actual risk exposure.
Design
Target operating models, detection logic and escalation paths that teams can run.
Select
Vendor shortlists, evaluation criteria and proof-of-concept design.
Brief
Plain-language sessions for boards and executives on financial crime risk.
Advisory enquiry
Start with the problem.
Describe what you are working on and your timeline. Conversations are confidential.